HDFC Bank Car Loan

HDFC Car Loan interest rate, EMI calculator, used car loan, eligibility, documentation, | Apply for HDFC Bank Car Loan, auto loan, vehicle loan

HDFC Car Loan

HDFC Car Loan

HDFC Bank the fifth largest bank of India by assets.  Provide best car loan for Indian customers with big saving. The HDFC Bank offer car loan up to 100% of the value. HDFC car loan offers lowest interest rate with easy and fast processing system.

Features
Loan available up to 100% Finance
Fill online for and Get approval of Car loan within 30 minutes.
Fixed Interest Rates
Loan period from 1 year to up to 7 years.
Reasonable Interest Rates.
Loan available up to Rs.1.5 cr.
 
Benefits
Quickest and Hassel free loan Process.
HDFC Car loan offers lowest EMI option.
The “ No Document Income Scheme” means detailing of document not necessary.
Lowest Down payment and best deal on HDFC car loan.
Loan available for widest range of Car and multi utility vehicle.
Search your Dream Car By Brand.
No Guarantor Required.

Fees & Charges-(For New Car)

Foreclosure Charges From Date of availing car loan no foreclosure allowed before 6 months
After 6 month and within 1 year 6% of Principal amount
After  1 year and within 2 years 5% of Principal amount
After  2 year 3% of Principal amount
Part Pre payment Charges Part Pre payment allow one after completing 12 months
5% on Principal amount within 13-24 months
3% on Principal amount post 24 months.
Late Payment Fees 2% per month
Loan processing Fees

(non refundable)

Up to 2.51 Lakhs – Rs.2825.00
From 2.5 Lakhs to 4 Lakhs – Rs.3850.00
From 4.1 Lakhs to up to 10 Lakhs – Rs.4650.00
More than 10 Lakhs Rs.- 5150.00
Cheque Swapping Charges Rs.500.00
ES Swapping Charges Rs.500.00
Duplicate copy of NOC Rs.500.00
CIBIL Report Charges Rs.500.00
ECS/Cheque Return Rs.500.00
LPG/CNG NOC Rs.500.00
Taxes/Stamp/Legal Fees As Applicable

HDFC Car Loan Documentation

Salaried Employee
You Should Document Required
Minimum Age 21 Year and Maximum Age  60 year Identity Proof ( Passport / Pan Card / Voter ID/ Aadhar Card)
Working at least 2 year and with current employer one year. Address Proof (Utility Bills/ Passport / Voter ID)
Minimum Income Rs. 1,80,000.00 per year. Current Salary Slip with Form -16
Land Line or Post paid mobile bill Last 6 Month Bank Statement
Self Employed Individual-Sole Proprietorship
Minimum Age 21 Year and Maximum Age  65 year Identity Proof ( Passport / Pan Card / Voter ID/ Aadhar Card)
Running his Business from last 2 years. Address Proof (Utility Bills/ Passport / Voter ID)
Minimum Income Rs. 60,000.00 per annum for Standard Car

Minimum Income Rs.1, 00,000.00 for Mid Sized and Premium Cars..

Latest Income Tax Return.
Land Line or Post paid mobile bill Last 6 Month Bank Statement
Self Employed – Partnership Firms
Minimum Age 21 Year and Maximum Age  65 year Identity Proof ( Passport / Pan Card / Voter ID/ Aadhar Card)
Running his Business from last 2 years. Address Proof (Utility Bills/ Passport / Voter ID)
Minimum Income Rs. 60,000.00 per annum for Standard Car

Minimum Income Rs.1, 00,000.00 for Mid Sized and Premium Cars..

Income Proof (Audited Balance sheet, P/L Account for last two years and the last 2 years Income Tax Returns of the company.
Land Line or Post paid mobile bill Last 6 Month Bank Statement
Minimum Turnover or Rs. 4,50,000.00
Self Employed Public- Limited Companies
Minimum Age 21 Year and Maximum Age  65 year Identity Proof ( Passport / Pan Card / Voter ID/ Aadhar Card)
Running his Business from last 2 years. Address Proof (Utility Bills/ Passport / Voter ID)
Minimum Income Rs. 60,000.00 per annum for Standard Car

Minimum Income Rs.1, 00,000.00 for Mid Sized and Premium Cars..

Income Proof (Audited Balance sheet, P/L Account for last two years and the last 2 years Income Tax Returns of the company.
Land Line or Post paid mobile bill Last 6 Month Bank Statement
Minimum Turnover or Rs. 4,50,000.00

 

Bank IRR for Auto Loan
For New Car For Used Car & Loan against a Car  
Min IRR 8.50% 10.95%  
MAX IRR 14.05% 17.78%  
Avg IRR 9.81% 13.63%  
ARR (Annual Percntage Rate – For Auto Loan)
Min IRR 8.51% 10.97%  
MAX IRR 15.69% 20.87%  
Avg IRR 9.87% 13.77%  

 

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