Kotak Credit Card

Kotak Credit Cards offers, apply, features, benefits, fees, charges | Apply online for Kotak Mahindra Credit Card, shopping, lifestyle, entertainment cards

Kotak Mahindra Credit Cards


Kotak Mahindra Bank Credit Card

Kotak Mahindra bank the third largest private of India, Kotak Mahindra offer wide range of financial services and banking products, Kotak Mahindra has approx 1336 branches and around 2044 ATM all over India.

Kotak Mahindra Credit card for all type of consumer. Kotak Mahindra Credit Card give you monthly free movies tickets, Discount on grocery and fuel  special offers for our  woman customer card holders and much more.


Kotak Credit Card Eligibility

On a one simple click you can check your Kotak credit card eligibility and can apply to avail the discount and other offers. Here are listed some Kotak Credit Cards that you can choose from:

Kotak Mahindra Shopping Cards

Silk Inspire Credit Card – Exclusively for Women

Urbane Gold Card

Essential Platinum Credit Card

·         3X to 5X Reward point on Rs.100 Spend on Appeals.

·         On Spending Rs.25,000.00 every 6 month and get 4 Movies Tickets

·         exciting reward points on Air Line Tickets, Mobile Recharge, Branded Outlets

·         2.5% Fuel Surcharge waiver across all petrol pumps in India

·         10 Saving point Purchase at Departmental & Grocery Stores.

Kotak Mahindra Life Style Card

Wealth management Infinite Credit Card

Kotak Mahindra Wealth management Infinite credit card especially  design for exclusive people, It’s a personalize photo credit card with golf Privileges and access to prestigious international events.

·         Minimum Card limit of Rs.10 lakh

·         24 complimentary movies tickets yearly

·          Card cover with Insurance of Rs.5 Lakh.

Royal Signature Credit Card

·        Benefit of VIP access at all International Airport lounges.

·        15X Reward Point on Every Rs.150 Spend on Tour and Travel Packs.

·        Full Surcharges wavier across all over india.

·        10X Points on every Rs.100 spend at VISA Merchants.

·        5X Points on Other Categories.

·        Redeem your Reward Point on Movies Ticket, Air Tickets Etc.

League Platinum Credit Card

·        This card offer wide range of reward option on Fuel Surcharge wavier,

·         Lost and stolen fraud cover

·        8X Reward Point on Every Rs.150 Spend

·        Movie voucher worth or Rs.500 on joining the card.

·        1.8% surcharge wavier on booking of Rail Ticket from IRCT web sites.

·        Insurance cover of Rs.75,000 on stolen card.


PVR Gold/Platinum Credit Card

·         Get 2 Movie ticked on Spend of Rs.15,000 p.m

·         Rs.75000 Insurance cover in PVR Platinum Card

·         Rs.50000 Insurance cover in PVR Platinum Card

Delight Platinum Card

·         Rs.600.00 Cash back on Dining and Entertainment Swap

·         Easy Access at coffee shop, Fast Food Chain, Pubs and Restaurants

·         2.5% Fuel Surcharge wavier all petrol pumps in India.

·         10% Cash Back on Dining and Movies Ticket

Feast Gold Card

·         10 Dining Point on Every Rs.100 Spend.

·         Easy Balance Transfer Facility

·         Rs.50,000 Insurance cover on Stolen Card

Corporate Wealth Signature/Platinum/Gold Credit Card

·         Higher Cash Back Facility on Every Purchase

·         Use Interest Fee Fund up to 48 Days

·         Redeem your Point Quarterly

·         Mark Company Name on your Corporate wealth signature credit card.

Aqua Gold Card/Fortune Gold Card/Best Price Card

·         Avail Benefit of Interest free cash withdrawal up to 48 Days on Aqua Gold.

·         Avail 50% Cash Limit of your Credit Limit on Fortune Gold Card.

·         14 Days Interest Free Credit Period on Best Price Card.

·         2 Free Add on Card

·         2.5% Fuel Surcharge wavier.

·         Credit Limit of 80% of the Term Deposit amount.

·         Rs.12 Lakh High Credit Limit.

·         No Joining Fees on Best Price Card.


Other Benefits of Kotak Credit Cards

·         Pay Utility Bills Online

·         Call us to make your higher value Purchases to turn  in EMI

·         Turn your Mobile, Air Tickets, consumer durable to EMI.

·         Convert your Entire Outstanding in EMI.



Kotak Credit Card Fees and Charges

Joining Fees Nil to Up to  Rs.5000.00 (Different Card to Card)
Interest Free Period 48 Days
Make up Charges 3.5 % on International Card
Over Limit Charge Rs.500.00
Add on Card Fees Nil to Up to  Rs.1000.00 (Different Card to Card)
Interest on Outstanding Amount 2.99% to 3.3%
Late Payment Charges Rs.550.00
ATM Cash With Drawl Rs.300.00
Fees for Cash Payment Rs.75.00
Over Limit Charges Rs.500.00
Cheque Bounce Charges Rs.300.00 to Rs.500.00
Duplicate Statement Nil




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