Axis Bank Home Loan

Axis Bank Home Loan

Axis Bank the third large private sector bank of India started its operation in 1994. Axis Bank offers a wide range of financial products and banking services to its customer all over India. The bank has nine international offices at Singapore, Dhaka, Dubai, Abu Dhabi, Colombo, Shanghai, Hong Kong, & London.  Axis Bank opened it’s headquarter in Mumbai and registered office in Ahmadabad. Axis bank was the first Indian bank who introduces the Travel Currency Card. The bank also introduce online locker booking facility through the Mobile App.

Axis bank home loan offers lots of benefits and great features like low interest finance rates, no prepayment charges, balance transfer, and quick and fast processing. Axis bank makes your home loan easier and affordable. Axis Bank Home Loan make possible to own your dream home with longer tenure at lowest EMI.

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Features And Benefits of Axis Bank Home Loan

  • Avail benefit of attractive interest rates
  • Choose Fixed or Floating interest rate option as per your choice
  • Transfer your existing home loan to Axis bank easily
  • There is no prepayment charges
  • Repay your home loan over long tenure and smallest EMIs

Axis Home Loan Eligibility and Documentation

  • Any Individual in permanent service/Govt. Employee/PSU Employee can apply
  • Professional like Doctor, Engineer, Chartered Accountant, company secretary can apply.
  • Applicant should be at age of 21 and 60 at the time of maturity.

Axis bank home loan Interest rates

 

FLOATING RATES – For Salaried
Up TO 28 lac 9.35% p.a
More than 28 lac 9.40% p.a.
FLOATING RATES – For Self Employed / Professional
Up TO 28 lac 9.40% p.a
More than 28 lac 9.45% p.a
   
FIXED RATES
On All loans 11.75%
Margin
For Loan up to 30 Lac 10%
For Loan above to 30 Lac 20%
For Loan above to 75 Lac 25%

Asha Home Loan

Axis bank introduces Asha home loan is a customized home loan product for the customers who are purchasing their first house. Through Asha home loan it is our aim to achieve the dreams of every individuals.

Features and Benefits

  • 85% loan of Property value
  • Loans up to 30,00,000
  • Avail loan on minimum combine income of Rs.8,000.00/10,000.00
  • Loan Amount minimum Rs.1,00,000 max 28,00,000.00
  • No Prepayment charges on Floating loan
  • 2% on Outstanding / Principal on Fixed Rate
  • Transfer your existing loan without any trouble.
  • Processing fees equivalent of 1% or Rs.10,000 which is higher.

Happy Ending Home loan

This product is only for long tenure above than 20 year floating rate customers. Axis Bank write off the last 12 Month EMI at no extra cost, provide the customer has paid all the EMI regularly.

Features and Benefits

  • Wavier on Last 12 EMI
  • Transfer Home loan to Axis Bank
  • Door Step Service
  • Transparent and fastest process

Interest Rate and Charges

Description Loan Amount
Loan Amount Minimum 30,00,000
Loan Amount Maximum (depend on Combine Income)
Processing Fees 1%
Default Interest Rate per annum 24%
Cheque Swap Charges 500.00
Duplicate Statement (per statement) 250.00
CBIL Report 50.00
Prepayment Charges NIL
Service tax as Applicable on all charges

Empower Home Loan

Axis bank introduce empower home loan for Self Employed persons, this product is specially designed for Self Employed Individuals. a guaranteed rate reduction whose repayment track record is good.

Features and Benefits

  • Affordable interest rate on home loan
  • For early closure nil prepayment charges.
  • Affordable interest rates.

Interest Rate and Charges

Description Loan Amount
Loan Amount Minimum 10,00,000
Loan Amount Maximum 1,50,00,000
Interest Rae 10.15%
Processing Fees 1%
Default Interest Rate per annum 24%
Cheque Swap Charges 500.00
Duplicate Statement (per statement) 250.00
CBIL Report 50.00
Prepayment Charges NIL
Service tax as Applicable on all charges

Eligibility for Axis Bank Home Loan

  • Any Individual age must be above than 21 years and maximum 60 at the time of loan maturity.
  • Any professional Degree holder like Doctor/CA/CS/Engineer/Architect etc.
  • Self Employed
  • Borrowing Limit Minimum Rs.3 lacs
  • Identity Proof & Residential Address Proof
  • Income Proof
  • Last 3 Month Salary Slip/Certificate
  • 6 Month Bank Statement or Pass Book Copy
  • For Self Employed Last 2 Month ITR

 

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