HDFC Home Loan

HDFC Ltd is the one of the largest India private banker in Housing Finance Sector. HDFC Bank home loans available at very reasonable interest rates, with very lowest EMI, & High Eligibility & very nominal processing charges with easy approval procedure of home loan. Our Loan structures is very customize for salaried or professional or non professional at very attractive rate of interest and for long tenure. HDFC legal and highly experience technical team help you to make the right home buying decision. HDFC Home loan help you to purchase a Resale Home as per your requirement. HDFC also provide loan for your construction or Renovation on your own home so you can build it as per your choice. You can also apply for HDFC Home Extension Loan, Plot Loan, Home Improvement Loan, etc. at very attractive interest rates .

HDFC Home Loan

HDFC Home Loan Feature

Loan Available for A Flat, Raw House, Flat From Approved Private Developer or Any Govt. Urban Development authority.
% Rates Very attractive Interest rates make .
Re Payment Option We have Re Payment Plan as per your need.
Additional Charges No Hidden Cost/Charges.
Experts Help Our Experienced Experts always ready to help you and make things easier to finalize your home loan.
Pan India Service Our Wide Branch Network help you to avail the loan anywhere in India.

HDFC Home Loan Eligibility?

  • Any one can apply for HDFC Bank Home Loan either individually or jointly (Generally Family member).
  • With our Telescopic Repayment option you can repayment of a loan up to 30 years according to Adjustable Rate. While we have Other Repayment option for 20 year also.
  • Your Profile, Age at maturity of loan and age of property at loan maturity, Repayment scheme helps to decided the Tenure of the Loan

How Much Loan you Can Avail

Loan Amount
30 Lakh 90% of the Property Cost
Above than 30 Lakh to 75 Lakh 80% of the Property Cost
Above than 75 Lakh 75% of the Property Cost

HDFC Bank Home Loan Interest Rate

Loan Category
For Woman Up to 75 Lakh 9.15% – 9.65 %
For Woman above than 75 Lakh 9.25% – 9.75%
For Other – Upto 75 Lakh 9.20% – 9.75%
For Other –  Above 75 Lakh 9.30% – 9.80%


Following the Document Required by Applicant or Joint or Co-Applicants.

For Salaried Person For Self Employed /Professional
Identity Proof Pan Card

Aadhar Card


Driving License

Voter ID

Pan Card

Aadhar Card


Driving License

Voter ID

Proof of  Business Establishment

Income Proof Last 3 Year Income Tax Return along with Form 16

Last  6 Month  Bank Statement

Processing Fees Cheque

Income Tax Return Last 3 Year

Last 3 Year Balance Sheet, Profit & Loss Accountant, Certify by Chartered Accountant

Last 6 Month Bank Current Account Statement

Business Profile

List of Director , Partner certify by Chartered Accountant

Photograph or All Director or Partner

Processing Fees Cheque

Processing Fees

Self Employed professionals 1.25% of Loan Amount or 3000 whichever is higher  + Taxes Extra
Self-Employed Non-Professionals 1.25% of Loan Amount or 4500 whichever is higher  + Taxes Extra
  • If you making any Part or Full Payment no prepayment charges are payable.
  • Customer can reduce his applicable Interest Rate on Home Loan by paying nominal fees using the Conversion facility.
  • You can switch to your existing adjustable rate to HDFC current adjustable rate by using our change rate option.



HDFC Home Loan




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