HOME LOAN IF YOUR INCOME IS Rs.15,000 – Rs. 30,000

Home Loan for low income


Who does not want to own a home but is your income enough to get the home loan ?

Well, we are here to show you the best home loan options even if your salary is low. We will help you out to get a loan, so that you can buy your dream house. Majorly, people are not able to buy their own home because of the financial problem which is directly related to their income. So, we have gathered some information in this article that will help low income earners to get the home loan (if your salary/income is between Rs. 15,000 to Rs. 30,000). Here, the information will guide you through the complete process to avail home loan for low income earners.

Have a look at these offers for a home loan based on different incomes:


Bank Name


Monthly Income


Loan Amount




1. Axis Bank 15,000 1,00,000
  • Rate of Interest=10.25%
  • Processing Fee=Rs.11,500
  • No guarantor required
2. TMB

(TamilNadu Mercantile Bank Home Loan)

20,000 1,80,000
  • Rate of Interest=10.90%
  • Processing Fee=Rs.2,070
  • Part-payment available
3. AU Housing 25,000 2,70,000
  • Rate of Interest=18.00%
  • Processing Fee=Rs.6,210
  • Part-payment available
4. India Shelter 30,000 3,30,000
  • Rate of Interest=11.75%
  • Processing Fee=Rs.11,385
  • Part-payment available


If you are earning low like Rs. 15,000 or 20,000 and thinking that you cannot buy a new property of your dreams, then let me tell you that, you are wrong. In fact you can now plan for buying a dream house for you and that’s why we are here to make your plan successful with the help of various salary based package offers for home loan. You can get your dream home with rich features also and with attractive interest rates.


Now, surely the thought will arise in your mind that yes you can also have your own home. This is what we wanted to tell you. At Bank Upon Us, we have complete solutions to help you buy your dream house at low salary package.


If you want to apply for a home loan, then have these documents ready with you:

  • Identity Proof: Any identity proof like: Voter ID Card, PAN Card, Driving License, Aadhar Card, etc.
  • Address Proof: Any of your address proof like: Utility bills (Electricity bill,telephone bill,water bill, etc), Passport, Aadhar Card.
  • Income Proof: Salary slip of last three months.
  • Loan Application and passport size photograph of applicant.
  • The property documents of applicant.


Now, you know everything to reach at your destination, so What are you waiting for?

All the best!! Go Get your own home….








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