Axis Bank Personal Loan

Axis Bank Personal Loan Eligibility, Emi Calculator, features, benefits, documentation, interest rates, rewards | Apply for Axis Bank Personal Loan Online

Axis Bank Personal LoanAxis bank founded in 1993 is third largest private sector bank of India. Its Register office in Ahmadabad and headquarter at Mumbai. The bank has 3120 branches and 12922 ATM and 9 overseas offices with a branch at Singapore. The bank offer wide range of loan and financial services to SME business, Large and Mid- corporate customers. The bank offer wide range of product and services like internet banking services, business and personal banking services, loan, D MAT accounts, investments etc.

The bank offer 24×7 quick personal loan services through Smartphone & ATM.  The loan process is very flexible and easy documentation and quickest approval. You can use Axis bank personal loan for any financial requirements like Wedding expenses, education, medical emergency, or any financial liabilities. Axis bank personal loan help you to achieve your entire personal goals. Axis bank offers a flexible range from 1 year to 5 year loan period. Axis Bank personal loan also available for those who live in Urban and rural area.



Features and Benefits



Eligibility of Loan

Get a Personal Between Rs.50,000 to 15,00,000


Salaried Employee – Private Limited   / Ltd. / Government Sector/PSU etc.


You can decide your loan tenure  after 12 months


Salaried Doctor/ Chartered Accountant / or any Salaried Professionals


Online calculator helps to calculate your Loan EMI


Self Employed Person
Rate of Interest start from 15.50%


Age should be minimum 21 years


Higher Rate loans can be transferred with Axis Bank


60 year at the time of loan maturity


Tenure of Loan 12 months to 60 months. For salaried person monthly Income minimum  Rs.15,000 and for self employed or professional it should be 2,00,000 per annum


Least Documentation and quick approval


Working Experience more than one year for salaried and minimum 3 year for self employed.
Transfer of existing loan to Axis Bank  
For Personal Loan Customer zero balance saving account facility  
Choose Flat or floating interest rate option  

To know how much EMI you can afford per month use Axis Bank EMI calculator help you in this. You can decide loan amount, tenure of loan, compound Interest and Interest rates. The best way to decide how much EMI you can afford per month.


Axis Bank Home Loan Interest Rates and Charges


Interest Rates Rate of Interest start from 13.50 to 24%
Processing Charges 1.50% to 2.00 + Service Tax
EMI Emi Rs.2301 on per lakh
Cheque Bouncing Charges Rs.500 + Taxes
Swapping Charges Rs.500 + Taxes
Forclosure Charges No Charges on Forclousre/Prepayment
Duplicate Statement Rs,250 Per statement + service Tax
Duplicate Interest Certificate Rs. 250 per statement + service tax
CIBIL Report Rs.50 per CIBIL Report + service Tax

Documentation Required


Application Form along with applicant passport size photograph
Identity of Proof (Aadhar Card / Passport Size Photograph/Pan Card)
Proof of Age
Resident Proof (Electricity Bills / Phone Bill / Aadhar Card / Passport)
Income Proof & Form 16 (Salary Certificate or salary slip / Rent Agreement)
Last 3 month Bank statement and 6 month pass book
Signature Verification of Proof
One Cancelled Cheque
Processing Fees Cheque
Last 3 Year ITR for Self Employed and Professionals

Edge loyalty Reward points

Earn eDGE loyalty point on your personal loan transaction. A eDge loyalty reward points for everyone, you can redeem your point on retail shop, online shopping, book hotel room.



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