ICICI Personal Loan

ICICI Personal Loan eligibility, EMI calculator, interest rate, statement, apply online | ICICI Bank Personal Loan application process, benefits, document

ICICI Personal loan

 

ICICI BANK One of the leading Indian multinational bank, its headquarter in Mumbai,  ICICI bank offers a wide range of  Financial services and Banking products, ICICI Bank have around 4450 Branches and approx 14000 ATM network across India. The Bank has overseas branches in UK, Singapore, Hong Kong, Sri Lank, Qatar, Oman & Dubai.

ICICI Bank Personal Loan starts at very attractive rates as low as 11.49% p.a. ICICI Bank personal loan are very simple and east to get. You can get Loan for an amount up to Rs.20 Lakh with minimum documentation. You can get a loan without any security or guarantor,

ICICI Bank Personal Loan Fulfill all your dream, Use ICICI bank Personal for Holiday, Purchase of consumer durable, Education, Marriage or Any other Personal requirements.

COMPARE PERSONAL LOANS

Benefit of ICICI Personal Loan

  • No Changes in Interest Rate on throughout ICICI Personal loan period
  • Very less paper work & minimum documentation required
  • ICICI Personal Loan process is very quick.
  • Loan amount Directly Credit in Account.
  • Pay Your Loan through, ECS, AD, or Post Dated Cheque
  • Loan tenure start from minimum one year to maximum 5 years.
  • Existing Customer can check can check pre-approved offers online.
  • Know your loan eligibility with simple and easy steps.
  • Online Emi Calculator for ICICI Personal Loan

ICICI Personal Loan Eligibility

Salaried

  • Any person whose age in between of 23 to 58 years
  • Earning a Salary Minimum Rs.25,000 p.m
  • ICICI Bank Salary Account Holder
  • A Person having ICICI BANK SAVING ACCOUNT
  • Any customer using ICICI Bank Product, Like Home Loan, Car Loan Auto Loan

Self Employed

  • Any Person whose age in between 25 to 65 years
  • Income of Rs. 15 lac for Professional
  • Income of Rs.40 lac for Non Professional.
  • Bank Statement for Last 6 months.

Interest and Fees

Salaried Person
Interest Rates on Personal Loan 11.49% to 20%
EMI Rs.2199.00 on per Lakh (Lowerst)
Loan Period 1 to 5 Years
Loan Amount Min    1,00,000.00

Max  25,000,00.00

Processing Fees 2.25% of loan Amount + Service Tax
Prepayment Charges 5% Of Principal Amount + Service Tax
 
Repayment Charges Rs.500 + Service Tax
Late Payment Charges 24% p.a. +  Service Tax
Accounts Statement Charges 200 Per Schedule + Service Tax
Loan Cancellation Charges 3000 + Service Tax
 

Document for Salaried Person

ID Proof Passport / Driving License / Voters ID / PAN Card
Residence Proof Electricity Bill / Driving License / Passport / Rent Agreement / Utility Bills
Bank Statement Last 3 Month Bank Statement (Salary Credited )
Income Proof Salary Slip For Last 3 Month or Salary Certificate
2 Passport Size Photograph

Document for Self Employed

KYC Document Passport / Driving License / Voters ID / PAN Card
Residence Proof Electricity Bill / Driving License / Passport / Rent Agreement / Utility Bills
Office Address Electricity Bill / Driving License / Passport / Rent Agreement / Utility Bills
Bank Statement Last 6 Month Bank Statement
Income Proof Salary Slip For Last 3 Month or Salary Certificate
2 Passport Size Photograph
Proof of continuity of Business

Loan Application Process

Getting ICICI Bank personal loan is convenient and easy

  • Apply online
  • Via Email
  • Call to Customer Care
  • Visit any ICICI Bank Branch
  • Refer your friend and you can get an INOX voucher of Rs.250 through you every successful referral.
  • ICICI Personal Loan liability can be cover with “All Safe Loan”

APPLY FOR PERSONAL LOAN

CONTACT US

You can send us an email and we'll get back to you, asap.

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