TOP 5 CASHBACK CREDIT CARDS IN INDIA 2017

Top 5 cashback credit cards in India 2017

 

Are you one of those who love to dine out in weekend ? Are you Shopaholic ? Do you want maximum cash back out of your spending ?

If yes, then these are the best value for money cards. These credit cards will give you back the maximum from the purchases that you make while shopping, dining, online purchasing etc.

Have a view at these and pick the right one for you:

 

1.) AMERICAN EXPRESS PAYBACK CREDIT CARD

In the American Express Payback credit card, you get payback points with the spending. You can get 3 Payback points for every Rs. 100 spent at the listed merchants.

Benefits:

  • Earn 3x points on Rs. 100 spent.
  • Get reward points on purchases from selected showrooms and web portals. (Pantaloons, Make My Trip etc.)
  • Get payback points on purchase made from leading brands.
  • You can make 900 points on total spend of Rs. 15,000 (within 60 days).

 

Joining Fees: Rs. 750
Annual Fees: Rs. 1000 (This fees can be waived off if annual spending exceeds Rs. 15,000)

Apply now

 

 

 

2.) STANDARD CHARTERED SUPER VALUE TITANIUM CREDIT CARD

Standard Chartered is specially for those people who wish to earn maximum reward points on their purchases.

Benefits:

  • Earn 5% cashback on Fuel which includes 2.5 % fuel surcharge waiver & 2.5 % cashback. This can be redeemed at any petrol pump.
  • Flat 5% cashback on Telephone bills and Utility bills (electricity bill, gas, water bill etc.)
  • 20% Cashback on Uber rides. You can avail up-to Rs. 600 cashback in a month.
  • 1 reward point on every Rs. 100 spent for all other purchases.
  • Transaction should be above Rs. 750 in order to be avail the cashback offers.

 

Joining Fees: Rs. 499
Annual Fees: Rs. 750

Apply now

 

 

 

3.) AXIS BANK MY ZONE CREDIT CARD

Axis Bank My Zone credit card is one of the excellent product if you want to avail cashback on your purchases. You can also call it a weekend card as you can avail maximum cashback on weekends with this card.

Benefits:

  • Dine out in weekends and pay with this card to avail 10x royalty points.
  • Get flat 25% cashback on purchasing movie tickets up-to Rs. 1000 annually. This offer is valid on all the days whether it’s weekend or weekday.
  • Get 5x points on purchases made through this card in departmental stores in weekends.
  • 2.5 fuel surcharge waived off with this card.
  • Access to airport lounges comes complementary with this card.

 

Joining Fees: Rs. 500
(This charge can be waived off on making purchases of Rs. 5000 within 45 days of receiving card)
Annual Fees: Rs. 500

Apply now

 

 

 

4.) CITIBANK CASHBACK CREDIT CARD

Citibank Cashback Credit Card card comes loaded with reward points for its users.

Benefits:

  • Earn 5% Cashback on purchasing movie tickets.
  • Earn 5% Cashback on payment of Telephone bills.
  • Earn 5% Cashback on payment of utility bills online (like electricity bill, water bill and gas.)
  • Flat 0.5% Cashback on all other purchases made through Citibank Cashback Credit Card.

 

Joining Fees: Rs. 500
Annual Fees: Rs. 500

Apply now

 

 

 

5.) HDFC MONEY BACK CREDIT CARD

HDFC Money back Credit Card is an attractive product for Shopaholics.

Benefits:

  • Earn 2 reward points for every Rs. 150 spent through HDFC Moneyback Credit Card. (100 reward points = Rs. 30)
  • 2x Reward points on online purchases.
  • Fuel Surcharge waiver is capped at Rs. 250 per month. This helps you save Rs. 1,800 annually.

 

The fees is communicated at the time of applying for card.

Apply now

 

 

 

 

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